I am the founder of two10 Investment Services, which was established in 2021. I maintain an active client-facing role while simultaneously overseeing the strategic part of the business and serving on the investment committee.

My expertise lies in assisting accomplished business owners and entrepreneurs. My primary focus is to save them time so they can focus on what they do best: operating a great business. I ensure that clients are saving tax, that their personal and corporate finances are working hard for them, and that they are on pace to reach their financial and life objectives.

Paul leads the investment team at two10 Investment Services and has over 13 years experience in portfolio management. His area of specialty is in research and analysis ranging from the macroeconomic to the individual investment level.

He holds a first-class honours degree in Philosophy, Politics and Economics, the Private Client Investment Advice and Management qualification and is a Chartered Fellow of the Chartered Institute for Securities and Investment.

As COO and Head of Branch Client Services, I’m in charge of making sure that our customers always receive the highest calibre, regulatory guidance. My responsibilities also include managing the day-to-day operations of our employees, handling audit and compliance responsibilities, and developing long-term corporate sustainability plans.

Role in the business

Andrew is a Wealth Manager at our branch and looks to build a strong, lasting relationships with his clients.

Experience & Qualifications

Andrew is a Chartered member of the Chartered Institute for Securities and Investment, holding a level 4 qualification in Investment Advice, more recently adding Financial Planning and Advice to his diploma. This broad scope across his diploma allows him to identify any opportunities for his clients, as well as drawing on the expertise of a multidisciplinary office.

Area of Speciality

“Having spent a number of years with the research team, I have a broad understanding of investments and financial planning. I like to spend time with my clients to further understand their goals and objectives which allows me to help them plan to meet them”.

Why you do what you do

“Having experienced a life altering event as a teenager, I understand the importance of preparing for any eventuality, and look to support clients through any change in circumstance”.

Life outside of work

“My two boys keep me occupied for most of my time. I also have a keen interest in many sports and enjoy a game of golf in the summer and squash in the winter. I also turn my hand to home brewing traditional real ale which I enjoy with family, friends and clients”.

With financial advice often perceived as being exclusively aimed at high-net worth individuals or the over 50s, I aim to challenge the stereotype by attracting generations of prudent planners and savvy savers, whatever their age. I work with clients aiming to build achievable and realistic financial plans with them. Whether they are newer to investing or further along in their investment journey, I can help clients be confident about their future. The earlier the planning process begins, the more likely the retirement goals are achieved.

Role in the business

Will is a Wealth Manager and financial planner, focused on helping our clients meet their financial goals and objectives.

Experience & Qualifications

Will is a qualified Wealth Manger having passed the CISI Investment Advice Diploma Level 4.

Area of Speciality

“My primary focus is helping people make wise decisions to achieve their life-long financial goals taking the stress away from managing their finances”.

Why you do what you do

“I like working with people and I have a keen interest in the financial markets. I enjoy what I do because I can help people to see the benefits of being invested in the stock market for the long term and how this can change their lives”,

Life outside of work

“Outside of work I am an active person and like to spend my weekends outdoors. I enjoy playing football and do so for my local Saturday team in Chipping, who play in the West Lancs League. I also enjoy cycling in the summer, skiing in the winter and walking in the Lakes year-round”.

Since joining the industry in 2018 I’ve dedicated myself to providing quality, personalised advice to clients. From starting as an adviser, I now oversee the financial planning advice and processes at Two10, with my main goal being to ensure clients get exceptional, customised solutions to meet their financial goals.

I graduated from the University of York with a degree in Mathematics and Finance, and I’m a proud member of the Chartered Insurance Institute (CII) with a Diploma in Regulated Financial Planning. I am on track to achieve Chartered Financial Planner status in early 2025.

Amongst other things I specialise in estate planning, retirement income planning, and complex protection cases. By working closely with clients and their wealth managers, I make sure each client benefits from holistic advice tailored to their unique needs and goals.

Role in the business

Matthew is one of our Wealth Managers and Financial Planners at the branch.  Matthew works with people at various stages of life, from helping them build their assets in the early steps of their financial journey, right through to generating their incomes in retirement.

Experience & Qualifications

Matthew is qualified with the CISI Investment Advice Diploma and is an associate member of the Chartered Institute for Securities and Investment; committed to ongoing continuous professional development.

Area of Speciality

“I work with a lot of young professionals and business owners.  My main aim is to ensure they are building their assets as efficiently as possible while they are at the peak of their careers, so that they can maintain their desired standard of living for the rest of their lives”.

Why you do what you do

“I firmly believe that every single person you meet will know something that you don’t, and I have the pleasure of meeting so many new and interesting people.  I love learning about their lives and helping them get to where they want to be.  Two10 Investment Services equips me with the tools and knowledge to do this by-way-of effective financial planning and investment management”.

Life outside of work

“I spend most weekends hiking, running or cycling, and in between, my girlfriend and I enjoy eating (lots of) good food”!

Role in the business

Fraser oversees the adviser support team, manages his own client relationships, and has an active role in the Investment Committee.

Experience & Qualifications

Fraser is a chartered member of the Chartered Institute for Securities and Investments and holds the Investment Advice Diploma in financial planning and securities.

Area of Speciality

“I specialise in working with successful business owners on both a business and personal level, helping them to reduce the burden of running a business, whilst helping them work towards their personal goals”.

Why you do what you do

“To be able to tell a client that they can retire earlier than they expect or achieve their goals is hugely rewarding for me.  It is a great feeling when financial life plans are fulfilled, helping clients to live their lives without fear of running out of money.”

Life outside of work

“I am a keen skier and a qualified ski instructor.  I stop at nothing to get away over the winter months for a few days at the very least”.

I have over 16 years’ experience working in office environments, mainly in the oversight of client relations and administration. As the Office Manager for two10 Investment Services, I am responsible for the day to day running of the office and specialise in ensuring our account opening process runs smoothly and accurately.